Social Security Disability Insurance (SSDI) through the United States Social Security Administration (SSA) provides benefits if you have an approved work history, have paid your Social Security taxes, and are younger than the age of 62. You also need to have a disabling illness or injury that the SSA recognizes as precluding you from continuing to work.

More than 12 million Americans receive SSDI benefits, and understanding the criteria you must meet to receive them can be a crucial lifeline for your financial future. Contact a Charlotte SSDI eligibility lawyer for help navigating the process. An experienced SSDI attorney can ensure you understand your eligibility and how to apply for the financial assistance you need.

What Are SSDI Benefits?

SSDI benefits provide disabled individuals with monthly wage-replacement payments based on their previous earnings, how long they have been in the work force, and how much they paid into Social Security. Health insurance benefits may also be available.

These benefits also apply to family dependents and can ensure financial security for those who are newly disabled and cannot work. According to the SSA, a 20-year-old employee today has a 25-percent chance of becoming disabled before the current full retirement age. To receive benefits, you must:

  • Be diagnosed by an approved physician with a disabling medical condition recognized by the SSA
  • Secure a statement from the treating physician that you will be unable to perform your current professional position for at least one year or that the disabling condition is likely to be fatal
  • Be younger than the age of 62
  • Be fully and permanently disabled
  • Hold a job within the previous five years of applying for SSDI benefits

Your minor children, spouse, and other dependents may also be eligible for SSDI benefits tied to your work history. For help confirming your eligibility for SSDI benefits, contact an experienced Charlotte attorney.

Appealing an SSDI Denial

Your claim will be denied if you do not meet the strict criteria set by the SSA for SSDI applicants. After receiving a notice of denial, you have 60 days to file an appeal. There are four levels of appeal that you and your attorney must follow, beginning with an informal review at your local Social Security office conducted by an examiner who was not involved in your initial claim.

If your claim is denied after an informal hearing, your attorney can represent you in a disability appeal hearing presided over by an administrative law judge (ALJ). Your lawyer will then be able to argue why your claim should be approved.

If a judge denies your claim, you can request a review before the National Social Security Appeals Council. If your request is granted, the Council will approve or deny your appeal. If your request is denied, a final review will be conducted in federal district court after your attorney files a lawsuit on your behalf. These lawsuits are often based on procedural errors or misapplication of the law.

A Charlotte lawyer from our firm can guide you through all stages of the SSDI eligibility process and skillfully advocate for approval by an examiner, the Council, an ALJ, or in federal court. Our attorneys are highly skilled in all aspects of SSDI claims and have successfully represented clients for many decades.

Reach Out to a Charlotte Lawyer for Help With Your SSDI Eligibility Claim

The U.S. government provides a layer of protection for you and your family if you become disabled before full retirement age. Restoring a portion of your wages and providing healthcare to you and your family are synonymous with a civilized society, and our attorneys are here to help you get the benefits you earned and are entitled to. Contact our office to schedule a review of your situation and learn what a Charlotte SSDI eligibility lawyer from the Sasser Law Firm can do for you.

Testimonials

Sasser law firm helped me win my case after 33yrs they’re very devoted and loyal to their clients. I’m so grateful for this firm I couldn’t have done it without them. Thank you and God bless you. My name is Beverly M. They don’t know me by my nickname that’s why I said that. I would give the highest recommendation there is.

Bezzie E.

I had the pleasure of speaking with Rachel Matesic regarding an issue I’m having with BCBS not covering a procedure. She was a wealth of information explaining some of my options to try and fight the denial. Would highly recommend her and this firm to anyone in need.

Angelo D.

Sasser Law Firm helped me win my disability case after a very long struggle with the Social Security Administration. They were very professional and they helped walk me through all the small details of the process which can be exhausting as a disabled person.

Kelley S.

Schedule a Consultation With a Charlotte Long-Term Disability Attorney