Charlotte Life Insurance Lawyer

Although a life insurance policy can provide irreplaceable financial support in the event of a loved one’s unexpected death, filing a claim can be intensely stressful on both procedural and emotional levels. On top of that, companies that provide life insurance incorporate very specific language into such policies in an effort to minimize their own financial liability to policyholders. 

Unfortunately, this means it is not uncommon for life insurance claims to be denied even if you always paid all your premiums on time. Under these circumstances, support from an experienced attorney who knows how to negotiate effectively with life insurance providers can be vital. 

If you have recently lost a loved one and are now facing challenges with their life insurance claim, Sasser Law Firm can help. Our experienced Charlotte life insurance lawyers could work to resolve life insurance disputes and guide you through the process with compassion and years of experience. Contact us today to schedule a consultation.

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KNOWLEDGE

We know how to properly manage your claim from the beginning of the administrative process, through litigation.

EXPERIENCE

We have the experience both in and out of the courtroom that will put you in the best position to fight for your victory.

CONFIDENCE

Our team isn’t afraid to go to trial because we have the courtroom practice and know what it takes to pursue a tough case.

Group 15
40+
Years Of Experience
Life Insurance Claims
Fighting For Your Rights Every Step of the Way

Our Charlotte attorneys have experience recovering life insurance benefits from all types of policies, both individual and group. We have also successfully resolved claims for Accidental Death and Dismemberment (AD&D) policies.

If you have recently lost a loved one, the last thing you want to be worrying about is dealing with stonewalling from an insurance company. We have the experience and reputation to help resolve your life insurance dispute as quickly and efficiently as possible. Depending on your particular policy, there are a number of different laws that may apply to your claim.

Common Reasons for Life Insurance Claim Denials

Our Charlotte life insurance attorneys have worked on cases involving a variety of denials. When an insurance company denies a life insurance claim, they must show why the death is not covered under the policy.  Often, however, the insurer’s initial stated reason for denying coverage is incorrect or not supported by the policy or other evidence.  

 Some types of life insurance policies only provide coverage for certain causes of death. Alternatively, an insurance company may argue that the covered individual failed to disclose certain pre-existing medical conditions or withheld some other crucial information about their physical well-being, invalidating any claim filed under their policy.

Fighting For Your Rights Every Step of the Way

Our Charlotte attorneys have experience recovering life insurance benefits from all types of policies, both individual and group. We have also successfully resolved claims for Accidental Death and Dismemberment (AD&D) policies.

If you have recently lost a loved one, the last thing you want to be worrying about is dealing with stonewalling from an insurance company. Our firm has the experience and reputation to help resolve your dispute as quickly and efficiently as possible. Depending on your particular policy, several different laws may apply to your claim.

What Can Legal Counsel Do to Help with a Life Insurance Claim?

Our Charlotte attorneys can help determine exactly what led to your life insurance claim being rejected and work diligently to resolve it on your behalf. To begin, a legal representative can review the terms of your policy and offer guidance about what grounds an insurance company could potentially use to deny a claim, as well as what “policy riders” you may access to increase the financial value of your claim.

Legal counsel can also help resolve disputes over whether a policy exclusion applies to a specific scenario, who is or is not the beneficiary of a life insurance policy, contest allegations that a covered individual misrepresented their physical condition, and negotiate with insurance adjusters for a fair settlement so you can avoid filing a lawsuit. A life insurance lawyer from our office can guide you through the process of formally appealing a claim denial through the appropriate channels established by your insurance provider, or if necessary, filing a lawsuit to recover the life insurance proceeds.

Our Knowledge, Experience, and Confidence

At Sasser Law Firm, our Charlotte attorneys know how to properly manage your life insurance claim from the beginning of the administrative process through litigation. We have the experience both in and out of the courtroom that will put you in the best position to fight for your victory. Our team is not afraid to go to trial because we have the courtroom experience and know what it takes to pursue a tough case.

Contact a Charlotte Attorney For Help With Your Life Insurance Claim

An insurer may drum up many reasons to deny or delay paying a death benefit. However, it is important to work with a Charlotte life insurance lawyer before you submit any appeal of a denial for benefits. The information provided on appeal can greatly impact your likelihood of success if you have to move forward with filing a lawsuit. Our team has experience successfully challenging appeals for life insurance and Accidental Death and Dismemberment policies.

A lawyer from our team can discuss your options with you and provide preliminary advice about next steps during a private initial meeting. Contact us at Sasser Law Firm today.

Testimonials

Sasser law firm helped me win my case after 33yrs they’re very devoted and loyal to their clients. I’m so grateful for this firm I couldn’t have done it without them. Thank you and God bless you. My name is Beverly M. They don’t know me by my nickname that’s why I said that. I would give the highest recommendation there is.

Bezzie E.

I had the pleasure of speaking with Rachel Matesic regarding an issue I’m having with BCBS not covering a procedure. She was a wealth of information explaining some of my options to try and fight the denial. Would highly recommend her and this firm to anyone in need.

Angelo D.

Sasser Law Firm helped me win my disability case after a very long struggle with the Social Security Administration. They were very professional and they helped walk me through all the small details of the process which can be exhausting as a disabled person.

Kelley S.

Schedule a Consultation With a Charlotte Long-Term Disability Attorney